Insider Trades - BROWN CELIA R.

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BROWN CELIA R.: Declared Holdings
Company/Relationship	Reported	Shares	Ownership
XL CAPITAL LTD Officer NYSE:XL (historical quotes, profile, SEC, other insiders)	14-Aug-08 25-Jan-08	38,272 22 38,294	Direct Indirect Total

Insider & restricted shareholder transactions reported over the last two years
Date Shares Stock Transaction
14-Aug-08 5,000 XL Purchase at $18.38 per share.
(Cost of $91,900)
29-Feb-08 12,000 XL Acquisition (Non Open Market) at $0 per share.
25-Jan-08 *22 XL Statement of Ownership
25-Jan-08 21,272 XL Statement of Ownership

* Indicates that some (or all) shares are held indirectly (e.g. in a trust, by a spouse, etc.)

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Insider & restricted shareholder transactions reported over the last two years
Date	Shares	Stock	Transaction
14-Aug-08	5,000	XL	Purchase at $18.38 per share. (Cost of $91,900)
29-Feb-08	12,000	XL	Acquisition (Non Open Market) at $0 per share.
25-Jan-08	*22	XL	Statement of Ownership
25-Jan-08	21,272	XL	Statement of Ownership