Insider Trades - JENNINGS KAREN E

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JENNINGS KAREN E: Declared Holdings
Company/Relationship	Reported	Shares	Ownership
Cullen/Frost Bankers, Inc. Comm Director NYSE:CFR (historical quotes, profile, SEC, other insiders)	19-Feb-13	2,100	Direct

Insider & restricted shareholder transactions reported over the last two years
Date Shares Stock Transaction
19-Feb-13 2,000 CFR Option Exercise at $52.55 per share.
(Cost of $105,100)
23-Feb-12 2,000 CFR Option Exercise at $56.90 per share.
(Cost of $113,800)
23-Feb-12 2,000 CFR Sale at $57.24 per share.
(Proceeds of $114,480)

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Insider & restricted shareholder transactions reported over the last two years
Date	Shares	Stock	Transaction
19-Feb-13	2,000	CFR	Option Exercise at $52.55 per share. (Cost of $105,100)
23-Feb-12	2,000	CFR	Option Exercise at $56.90 per share. (Cost of $113,800)
23-Feb-12	2,000	CFR	Sale at $57.24 per share. (Proceeds of $114,480)