Insider Trades - CROSS SUSAN LEE

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CROSS SUSAN LEE: Declared Holdings
Company/Relationship	Reported	Shares	Ownership
XL CAPITAL LTD Officer NYSE:XL (historical quotes, profile, SEC, other insiders)	6-Aug-08 5-Aug-08	28,750 950 29,700	Direct Indirect Total

Insider & restricted shareholder transactions reported over the last two years
Date Shares Stock Transaction
6-Aug-08 2,850 XL Purchase at $19.25 per share.
(Cost of $54,862)
5-Aug-08 *950 XL Purchase at $19.35 per share.
(Cost of $18,382)
25-Jul-08 25,900 XL Statement of Ownership

* Indicates that some (or all) shares are held indirectly (e.g. in a trust, by a spouse, etc.)

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Insider & restricted shareholder transactions reported over the last two years
Date	Shares	Stock	Transaction
6-Aug-08	2,850	XL	Purchase at $19.25 per share. (Cost of $54,862)
5-Aug-08	*950	XL	Purchase at $19.35 per share. (Cost of $18,382)
25-Jul-08	25,900	XL	Statement of Ownership