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The Sane Retirement Plan

A Few Smart (and Easy) Planning Moves Today Will Ensure a Financially Secure Retirement

By Suze Orman

Retirement should be some of the happiest and best times of our lives, yet I get the feeling many of us are so worried we won't have enough money when the time comes, that we just might kill ourselves with worry long before we get there.

Relax.

Getting yourself in financial shape so you can retire without money woes is certainly within your reach, and it doesn't require epic levels of sacrifice. Sure, it will take some discipline, but not nearly as much as all the financial pundits would have you think. I have more faith in you than they do. I know you can get an easy-to-follow plan started today.


The "Greenspam" Effect

I know I talked a lot about Federal Reserve Chairman Alan Greenspan in my previous column, but I want to revisit some of the issues he raised recently, because they are at the core of why you may need to rethink your approach to retirement. more...


Change the Prescription of Your Retirement Glasses!

It is amazing to me how all the discussions of retirement focus on the income you will need. That's certainly a factor, but it ignores an equally important issue: if you reduce how much money you will need in retirement, you don't have to hustle to save so much now. Put simply, lower the outgo and you can lower the income. more...

Article also contains:

  • Paying Off Your Mortgage, Not Your Financial Advisors
  • Let the Bank Pay You for Once!
  • Are You Driving Yourself into Debt?

Are You Flushing One Million Dollars Down the Toilet?

Every money-spending decision you make today has a huge impact on your future finances and the sad part is you probably just don't get it. Most of you are flirting with financial suicide and you don't even know it. more...

Retirement Checklist
To keep yourself on track to healthier personal finances, start here by printing out this checklist of important retirement to-do's.

Start Now!

Suze Orman has been called “a force in the world of personal finance” and a “one-woman financial advice powerhouse” by USA Today. She is the author of four consecutive New York Times bestsellers, including The Road to Wealth. Suze Orman, a Certified Financial Planner Professional®, directed the Suze Orman Financial Group from 1987-1997, served as Vice President of Investments for Prudential Bache Securities from 1983-87, and from 1980-83, was an Account Executive at Merrill Lynch.

Watch Suze every Saturday night on CNBC. Check www.suzeorman.com for TV listings.

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