EUBK: Profile for EUROBANCSHARES, INC.

EuroBancshares, Inc. operates as the holding company for Eurobank, which provides commercial banking products and services primarily to small and mid-sized businesses in Puerto Rico. It accepts checking, savings, and time deposits; money market deposits; NOW deposits; certificates of deposit; and individual retirement accounts. The company provides commercial and consumer loans, residential mortgage loans, real estate loans, lease financing, and other installment and term loans. In addition, it offers trust and wealth management services, Internet banking, electronic funds transfers, cash management, vault services, and loan and deposit sweep accounts. The company, through its other subsidiary, EuroSeguros, provides automobile, property and casualty, credit life, and auto protection insurance. As of March 31, 2008, EuroBancshares operated 26 branches in Puerto Rico. The company was founded in 1979 and is headquartered in San Juan, Puerto Rico.

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CORPORATE GOVERNANCE

EuroBancshares Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Sep-08 is better than 83.7% of CGQ Universe companies and 68% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Mr. Rafael Arrillaga-Torrns Jr., Esq., 59 Chairman, Chief Exec. Officer, Pres, Member of Compliance Committee, Member of Strategic Planning Committee, Chairman of Eurobank, Chief Exec. Officer of Eurobank and Pres of Eurobank	N/A	N/A
Mr. Pedro Feliciano Bentez , 66 Founder, Vice Chairman and Vice Chairman of Eurobank	N/A	N/A
Ms. Yadira R. Mercado Pieiro , 48 Chief Financial Officer, Principal Accounting Officer, Exec. VP, Corp. Sec., Member of Strategic Planning Committee, Chief Financial Officer of Eurobank, Exec. VP of Eurobank and Corp. Sec. of Eurobank	N/A	N/A
Mr. José M. Del Río Jiménez , 49 Sr. VP of EuroMortgage	N/A	N/A
Mr. Luis J. Berríos López , 61 Chief Lending Officer of Eurobank and Exec. VP of Euro Bank	N/A	N/A

Dollar amounts are as of and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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