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AIZ > SEC Filings for AIZ > Form 8-K on 8-Oct-2013All Recent SEC Filings

Show all filings for ASSURANT INC

Form 8-K for ASSURANT INC


8-Oct-2013

Other Events, Financial Statements and Exhibits


Item 8.01. Other Events.

On October 7, 2013, American Security Insurance Company, a subsidiary of Assurant, Inc., reached agreement with the Florida Office of Insurance Regulation to file for a 10 percent reduction in lender-placed hazard insurance rates in that state.

The rate reduction reflects recent experience in Florida. Once filed and approved, these rates are expected to be effective for new and renewing policies starting in first quarter 2014.

American Security Insurance Company also agreed to modify certain practices, including elimination of commissions and client quota-share reinsurance arrangements, to meet new requirements of providers of lender-placed insurance in Florida. These new lender-placed practices are expected to take effect in Florida one year following the agreement.

American Security Insurance Company recorded $510 million of direct earned premiums and $372 million in net earned premiums before catastrophe reinsurance costs in Florida in 2012.

A copy of Assurant, Inc.'s October 8, 2013 news release announcing this agreement and a copy of the Consent Order are attached as Exhibit 99.1 and 99.2, respectively, and incorporated herein by reference.

CAUTIONARY STATEMENT: Some of the statements above may constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Such forward-looking statements include statements about when new rates and practices will take effect. Actual results may differ materially from the estimates we have given because of a variety of factors, and Assurant, Inc. undertakes no obligation to update any forward-looking statements in this Form 8-K as a result of new information or future events or developments. For a detailed discussion of risk factors that could affect our results, please refer to the risk factors identified in our annual and periodic reports, including but not limited to our 2012 Annual Report on Form 10-K, as filed with the U.S. Securities and Exchange Commission.



Item 9.01. Financial Statements and Exhibits

Exhibit 99.1 News Release, dated October 8, 2013

Exhibit 99.2 Consent Order, dated October 7, 2013


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