Item 2.02 Results of Operations and Financial Condition

On March 5, 2013, we released our earnings for the three months and year ended December 31, 2012. We plan to host an earnings conference call that same day at 4:30 p.m. ET during which our management will discuss the results.

Interested parties are invited to listen to the call live over the Internet at http://www.ir-site.com/hcpci/events.asp. The call is also available by dialing
(877) 407-9210 (toll-free). International participants should instead call
(201) 689-8049. Participants should dial into the conference call approximately 10 minutes before the scheduled start time. Replays of the webcast will be available until June 6, 2013.

Investors wishing to participate in the call should contact Jay Madhu, Vice-President - Investor Relations at: jmadhu@hcpci.com or (813) 405-3660.

Our earnings release appears as Exhibit 99.1.

Section 9 - Financial Statements and Exhibits

Item 9.01 Exhibits.

Exhibit 99.1 Earnings Release

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Dated: March 5, 2013.

HOMEOWNERS CHOICE, INC.

BY: /s/ Richard R. Allen Name: Richard R. Allen Title: Chief Financial Officer

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A signed original of this Form 8-K has been provided to Homeowners Choice, Inc. and will be retained by Homeowners Choice, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.