Item 2.03 Creation of a Direct Financial Obligation

Amendment of Credit Agreement

On February 5, 2013, Nu Skin Enterprises, Inc. (the "Company") entered into a second amendment of the Amended and Restated Credit Agreement dated May 25, 2012, among the Company, various financial institutions, and JPMorgan Chase Bank, N.A., as administrative agent (the "Second Amendment"). The Second Amendment increases the Commitment Amount from $25,000,000 to $100,000,000 from February 2013 to February 2014, after which the Commitment Amount returns to the current level over a three-month period. The Second Amendment also makes certain adjustments to the Commitment Fee.

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