The Compensation Committee of the Board of Directors of Tower Group, Inc. ("Tower") approved on January 10, 2013, subject to the approval of Tower's stockholders at Tower's May 2013 annual meeting of stockholders, the structure of a new long term incentive plan for Tower. A copy of the summary of the structure of the new long term incentive plan and of certain other executive compensation and corporate governance practices and policies currently in effect at Tower, which Tower intends to use in discussions with stockholders, is furnished as Exhibit 99.1 to this report.

The information under this Item 7.01 and the Summary attached to this Form 8-K as Exhibit 99.1 shall be deemed to be "furnished" and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act.

(d) Exhibits

Number      Description

99.1        Summary of the structure of Tower's new long term incentive plan and
            of certain other executive compensation and corporate governance
            practices and policies currently in effect at Tower.