Item 7.01 Regulation FD Disclosure.

On January 28, 2013, the Registrant issued a press release announcing that it expects to report that the GAAP combined ratio for the year ended December 31, 2012 will be approximately 99.6 percent and that operating income1 will be approximately $2.54 per share. These results are significantly better than the Registrant's most recent guidance, which anticipated a GAAP combined ratio of 101.3 percent and operating income of $2.05 to $2.30 per share.

The Registrant also announced that the 2012 fourth quarter and year-end earnings results will be released to the media before the opening of regular market hours on February 20, 2013. The press release also contained the details for the 2012 fourth quarter and year-end earnings call and webcast. The press release is furnished as Exhibit 99.

1The Registrant uses a non-GAAP financial measure called "operating income/loss" that management believes is useful to investors because it illustrates the performance of our normal, ongoing operations, which is important in understanding and evaluating our financial condition and results of operations. While this measure is consistent with measures utilized by investors to evaluate performance, it is not a substitute for the U.S. GAAP financial measure of net income/loss. The difference between net income/loss and operating income/loss is that operating income/loss does not include realized investment gains/losses.

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits.

Exhibit Number Description

99 Press Release