ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On January 23, 2013 Farmers Capital Bank Corporation (the "Company") issued a press release announcing its earnings for the three and twelve months ended December 31, 2012. A copy of this press release ("Press Release") is attached hereto as Exhibit 99.1.

ITEM 8.01 OTHER EVENTS

The Company disclosed in its Press Release that on January 23, 2013 it received written notification from the Federal Reserve Bank of St. Louis and the Kentucky Department of Financial Institutions that, as a result of their recent examination, the Memorandum of Understanding entered into with its largest bank subsidiary (Farmers Bank and Capital Trust Company) in November of 2009 has been terminated effective immediately.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(D) Exhibits

Exhibit 99.1 - Farmers Capital Bank Corporation Press Release dated January 23, 2013.

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