Item 7.01. Regulation FD Disclosure.

Solera National Bancorp, Inc. (the "Company") mailed a letter to its shareholders on January 15, 2013 summarizing the Company's achievements in 2012. A copy of the letter is being furnished as Exhibit 99.1 hereto.

The information in this Form 8-K, (including Exhibit 99.1) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall expressly be set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit 99.1 Solera National Bancorp, Inc. 2012 Year in Review letter

---