Item 1.01 Entry into a Material Definitive Agreement.

On January 10, 2013, Torchmark Corporation (Torchmark), its subsidiary TMK Re Ltd. (TMK), Wells Fargo Bank, National Association (Wells Fargo) and the other lenders party thereto entered into an amendment to the Credit Agreement dated as of December 10, 2010, among Torchmark, as Borrower, TMK , as a Loan Party, Wells Fargo, as Administrative Agent, Swing Line Lender, L/C Issuer and L/C Administrator and the other lenders listed therein (Credit Agreement). Such amendment, the Second Amendment to Credit Agreement, dated as of January 10, 2013, among Torchmark as Borrower, TMK, the lenders listed on the signature pages thereof as Lenders and Wells Fargo, as Administrative Agent (Second Amendment), provides that notice for a base rate borrowing under the Credit Agreement may be given on the same business day of any borrowing of a base rate loan. The foregoing description of the Second Amendment is qualified in its entirety by reference to the Second Amendment, which is attached to this Form 8-K as Exhibit 10.1 and which is incorporated by reference herein.

Item 9.01 Financial Statement and Exhibits.

(a) Financial statements of businesses acquired.

None.

(b) Pro forma financial information.

None.

(c) Exhibits.

10.1 Second Amendment to Credit Agreement dated as of January 10, 2013, among Torchmark Corporation as Borrower, TMK Re, Ltd. ,the other lenders listed on the signature pages hereof as Lenders and Wells Fargo Bank, National Association, as Administrative Agent.

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