At its regularly scheduled meeting held on January 2, 2013, the following resolutions were adopted by the Compensation and Stock Incentive Committee of the Board of Directors of the registrant:

"RESOLVED, that, effective as of January 1, 2013, the salary for the Chief Executive Officer of the Company shall remain $300,000 per annum and the determination of a discretionary annual incentive for fiscal year ending 2013 will be dependent upon an overall favorable evaluation of the Chief Executive Officer's performance and be calculated as five percent (5%) of the year over year increase in the Company's pre-tax earnings, as determined by this Committee in its sole discretion, including any adjustments for extraordinary or non-recurring items as the Committee may deem appropriate.

RESOLVED, that the following salary change is being made for the following Executive Officer of the Company for fiscal year 2013 and shall be effective January 1, 2013:

Executive Officer                           Title                       Annual Salary

Edward J. Sutor            Executive Vice President & Chief
                           Operating Officer                           $       285,000

FURTHER RESOLVED, that the determination of a discretionary annual incentive for the Executive Vice President for fiscal year ending 2013 will be dependent upon an overall favorable evaluation of the Executive Vice President's performance and be calculated as two and one-half percent (2 ½%) of the year over year increase in the Company's pre-tax earnings, as determined by this Committee in its sole discretion, including any adjustments for extraordinary or non-recurring items as the Committee may deem appropriate.

FURTHER RESOLVED, that no bonuses shall be paid to the Executive Officers of the Company for fiscal year ending 2012."