Item 1.01 Entry into a Material Definitive Agreement.
On December 22, 2011, United Fire & Casualty Company (the "Company" or "United Fire"), as borrower, entered into a Credit Agreement (the "Credit Agreement") with a syndicate of financial institutions, as lenders party thereto, KeyBank National Association, as Administrative Agent, Lead Arranger, Sole Book Runner, Swingline Lender, and Letter of Credit Issuer, and Bankers Trust Company as Syndication Agent. The Credit Agreement provides for a $100.0 million four-year unsecured revolving credit facility (the "Credit Facility"), that includes a $20 million letter of credit subfacility and a swing line subfacility in the amount of up to $5 million. On December 21, 2012, United Fire and the lenders party thereto entered into a Second Amendment to the Credit Agreement (the "Second Amendment"). This Second Amendment modifies certain sections of the Credit Agreement to facilitate the transfer of the obligations under Credit Agreement from United Fire & Casualty Company to United Fire Group, Inc. The foregoing summary is qualified in its entirety by reference to the Credit Amendment to the Credit Agreement, a copy of which is filed herewith and incorporated by reference.
Section 2 - Financial Information
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
Information concerning the Second Amendment to United Fire's Credit Agreement is set forth in Item 1.01, which information is incorporated herein by reference.
Section 9 - Financial Statements and Exhibits Item 9.01. Financial Statements and Exhibits.
(a) None.
(b) None.
(c) None.
(d) Exhibits. The following exhibits are furnished herewith.
Exhibit 10.1 Second Amendment to Credit Agreement dated as of December 21, 2012, amending Credit Agreement dated as of December 22, 2011, among United Fire & Casualty Company, as borrower, with a syndicate of financial institutions, as lenders party thereto, KeyBank National Association, as Administrative Agent, Lead Arranger, Sole Book Runner, Swingline Lender, and Letter of Credit Issuer, and Bankers Trust Company as Syndication Agent.

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