On December 19, 2012, TCF Financial Corporation, a Delaware corporation (the "Company"), closed the sale of 4,000,000 shares of its 6.45% Series B Non-Cumulative Perpetual Preferred Stock, par value $.01 per share, with a liquidation preference of $25 per share (the "Preferred Stock"), which were registered pursuant to a registration statement on Form S-3 (SEC File No. 333-181741) which was automatically effective on May 29, 2012 (the "Registration Statement"). The underwriters have a 30-day option, expiring on January 11, 2013, to purchase up to an additional 600,000 shares of the Preferred Stock to cover over-allotments, if any.

The offering was made pursuant to the prospectus supplement dated December 12, 2012 and the accompanying prospectus dated May 29, 2012, filed with the SEC as part of the Registration Statement. The validity opinion with respect to the Preferred Stock is being filed with this report on Form 8-K and shall be incorporated by reference into the Registration Statement.

A copy of the Company's press release announcing the closing of the offering is attached hereto as Exhibit 99.1 and is incorporated here by this reference.

(d) Exhibits.

Exhibit No.         Description of Exhibit

5.1                 Validity opinion of Kaplan, Strangis and Kaplan, P.A.

23.1                Consent of Kaplan, Strangis and Kaplan, P.A. (included as
                    part of Exhibit 5.1)

99.1                Press Release of TCF Financial Corporation Dated
                    December 19, 2012