Item 8.01 - Other Events

On November 15, 2012, Monarch Financial Holdings, Inc. (the "Company") issued a press release announcing the declaration of a quarterly cash dividend payable December 31, 2012 on its Series B Noncumulative Convertible Preferred Stock to shareholders of record on December 1, 2012. A copy of the Company's press release is attached as Exhibit 99.1 hereto and is hereby incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

99.1 Monarch Financial Holdings, Inc. press release.

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