Item 5.02 Departure of Directors or Certain Officers; Election of Directors;
Appointment of Certain Officers: Compensatory Arrangements of Certain Officers.

On November 10, 2012, Gerry W. Grace and Jeffrey W. Aldrich resigned as directors of Central Federal Corporation and CFBank. On November 13, 2012, Jerry F. Whitmer resigned as a director of Central Federal Corporation and CFBank. On November 14, 2012, William R. Downing resigned as a director of Central Federal Corporation and CFBank.

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