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| MBFI > SEC Filings for MBFI > Form 8-K on 15-Nov-2012 | All Recent SEC Filings |
15-Nov-2012
Regulation FD Disclosure
Forward-Looking Statements
When used in this Current Report on Form 8-K and in other reports filed with or furnished to the Securities and Exchange Commission, in press releases or other public stockholder communications, or in oral statements made with the approval of an authorized executive officer, the words or phrases "believe," "will," "should," "will likely result," "are expected to," "will continue" "is anticipated," "estimate," "project," "plans," or similar expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. You are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date made. These statements may relate to our future financial performance, strategic plans or objectives, revenues or earnings projections, or other financial items. By their nature, these statements are subject to numerous uncertainties that could cause actual results to differ materially from those anticipated in the statements.
Important factors that could cause actual results to differ materially from the
results anticipated or projected include, but are not limited to, the following:
(1) expected revenues, cost savings, synergies and other benefits from our
merger and acquisition activities might not be realized within the anticipated
time frames or at all, and costs or difficulties relating to integration
matters, including but not limited to customer and employee retention, might be
greater than expected; (2) the possibility that the expected benefits of the
FDIC-assisted transactions we previously completed will not be realized; (3) the
credit risks of lending activities, including changes in the level and direction
of loan delinquencies and write-offs and changes in estimates of the adequacy of
the allowance for loan losses, which could necessitate additional provisions for
loan losses, resulting both from loans we originate and loans we acquire from
other financial institutions; (4) results of examinations by the Office of
Comptroller of Currency and other regulatory authorities, including the
possibility that any such regulatory authority may, among other things, require
us to increase our allowance for loan losses or write-down assets;
(5) competitive pressures among depository institutions; (6) interest rate
movements and their impact on customer behavior and net interest margin; (7) the
impact of repricing and competitors' pricing initiatives on loan and deposit
products; (8) fluctuations in real estate values; (9) the ability to adapt
successfully to technological changes to meet customers' needs and developments
in the market place; (10) our ability to realize the residual values of our
direct finance, leveraged, and operating leases; (11) our ability to access
cost-effective funding; (12) changes in financial markets; (13) changes in
economic conditions in general and in the Chicago metropolitan area in
particular; (14) the costs, effects and outcomes of litigation; (15) new
legislation or regulatory changes, including but not limited to the Dodd-Frank
Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act") and
regulations adopted thereunder, any changes in capital requirements pursuant to
the Dodd-Frank Act and the implementation of the Basel III capital standards,
other governmental initiatives affecting the financial services industry and
changes in federal and/or state tax laws or interpretations thereof by taxing
authorities; (16) changes in accounting principles, policies or guidelines; (17)
our future acquisitions of other depository institutions or lines of business;
and (18) future goodwill impairment due to changes in our business, changes in
market conditions, or other factors.
MB Financial, Inc. does not undertake any obligation to update any forward-looking statement to reflect circumstances or events that occur after the date on which the forward-looking statement is made.
Set forth below are investor presentation materials.
[[Image Removed: GRAPHIC]] Mitchell
Feiger,
President
and Chief
Executive
Officer Jill
E. York,
Vice
President
and Chief
Financial
Officer
November
2012 NASDAQ:
MBFI
Investor
Presentation
|
[[Image Removed: GRAPHIC]] Forward Looking
Statements 1
When used in
this
presentation and
in reports filed
with or
furnished to the
Securities and
Exchange
Commission, in
press releases
or other public
stockholder
communications,
or in oral
statements made
with the
approval of an
authorized
executive
officer, the
words or phrases
"believe,"
"will,"
"should," "will
likely result,"
"are expected
to," "will
continue" "is
anticipated,"
"estimate,"
"project,"
"plans," or
similar
expressions are
intended to
identify
"forward-looking
statements"
within the
meaning of the
Private
Securities
Litigation
Reform Act of
1995. You are
cautioned not to
place undue
reliance on any
forward-looking
statements,
which speak only
as of the date
made. These
statements may
relate to our
future financial
performance,
strategic plans
or objectives,
revenues or
earnings
projections, or
other financial
items. By their
nature, these
statements are
subject to
numerous
uncertainties
that could cause
actual results
to differ
materially from
those
anticipated in
the statements.
Important
factors that
could cause
actual results
to differ
materially from
the results
anticipated or
projected
include, but are
not limited to,
the following:
(1) expected
revenues, cost
savings,
synergies and
other benefits
from our merger
and acquisition
activities might
not be realized
within the
anticipated time
frames or at
all, and costs
or difficulties
relating to
integration
matters,
including but
not limited to
customer and
employee
retention, might
be greater than
expected; (2)
the possibility
that the
expected
benefits of the
FDIC-assisted
transactions we
previously
completed will
not be realized;
(3) the credit
risks of lending
activities,
including
changes in the
level and
direction of
loan
delinquencies
and write-offs
and changes in
estimates of the
adequacy of the
allowance for
loan losses,
which could
necessitate
additional
provisions for
loan losses,
resulting both
from loans we
originate and
loans we acquire
from other
financial
institutions;
(4) results of
examinations by
the Office of
Comptroller of
Currency and
other regulatory
authorities,
including the
possibility that
any such
regulatory
authority may,
among other
things, require
us to increase
our allowance
for loan losses
or write-down
assets; (5)
competitive
pressures among
depository
institutions;
(6) interest
rate movements
and their impact
on customer
behavior and net
interest margin;
(7) the impact
of repricing and
competitors'
pricing
initiatives on
loan and deposit
products; (8)
fluctuations in
real estate
values; (9) the
ability to adapt
successfully to
technological
changes to meet
customers' needs
and developments
in the market
place; (10) our
ability to
realize the
residual values
of our direct
finance,
leveraged, and
operating
leases; (11) our
ability to
access
cost-effective
funding; (12)
changes in
financial
markets; (13)
changes in
economic
conditions in
general and in
the Chicago
metropolitan
area in
particular; (14)
the costs,
effects and
outcomes of
litigation; (15)
new legislation
or regulatory
changes,
including but
not limited to
the Dodd-Frank
Wall Street
Reform and
Consumer
Protection Act
(the "Dodd-Frank
Act") and
regulations
adopted
thereunder, any
changes in
capital
requirements
pursuant to the
Dodd-Frank Act
and the
implementation
of the Basel III
capital
standards, other
governmental
initiatives
affecting the
financial
services
industry and
changes in
federal and/or
state tax laws
or
interpretations
thereof by
taxing
authorities;
(16) changes in
accounting
principles,
policies or
guidelines; (17)
. . .
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