Item 1.02 Termination of a Material Definitive Agreement

On November 14, 2012, First Financial Service Corporation was notified that First Security Bank of Owensboro, Inc. ("First Security") had terminated the Branch Purchase Agreement (the "Agreement") with the Company's subsidiary, First Federal Savings Bank of Elizabethtown, effective immediately. The Agreement provided for the sale of First Federal's four retail banking offices in Louisville, Kentucky to First Security.

First Security's notice stated that First Security was exercising its right to terminate the Agreement because it had become reasonably apparent that the financing condition would not be satisfied by November 14, 2012. The financing condition provided that First Security's parent bank holding company shall have raised and contributed to First Security the capital necessary to satisfy any capital injection requirement needed for governmental approval of the sale.

A copy of First Financial Service Corporation's press release dated November 15, 2012 is attached as an exhibit to this report.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Number Description

99.1 Press Release dated November 15, 2012.