Item 2.02. Results of Operations and Financial Condition.

On November 14, 2012, FirstCity Financial Corporation (the "Company") held a conference call to discuss its earnings for the quarter ended June 30, 2012. A copy of the conference call transcript is attached hereto as Exhibit 99.1.

In accordance with General Instruction B.2 of Form 8-K, the information in Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information in Item 2.02 of this Current Report on Form 8-K shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, except as may be expressly set forth by specific reference in such filing or document.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits:

99.1 Conference Call Transcript dated November 14, 2012 (furnished pursuant to Item 2.02)

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