Item 7.01. Regulation FD Disclosure.
On November 14, 2012, the Company's President and Chief Operating Officer, and Executive Vice President and Chief Financial Officer are scheduled to make a presentation at the 2012 Bank of America Merrill Lynch Banking and Financial Services Conference, on Wednesday, November 14 at 2:35 P.M. A copy of the visual presentation is being furnished as Exhibit 99.1 to this report, substantially in the form intended to be used. Exhibit 99.1 is incorporated by reference under this Item 7.01. Such visual presentation materials also will be available on the Company's web site at www.abouteverbank.com beginning on November 13, 2012. The information contained in this Item 7.01, as well as the exhibit referenced herein, is being "furnished" and shall not be deemed "filed" for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits Exhibit No. Description.

99.1 Presentation to be made on November 14, 2012.

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