On October 25, 2012, World Acceptance Corporation ("WRLD") issued a press release announcing financial information for its second fiscal quarter ended September 30, 2012. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission.

On October 25, 2012, WRLD senior management held a conference call to discuss the results of its second fiscal quarter ended September 30, 2012. A prepared script of remarks for the conference call by the Chairman and Chief Executive Officer of WRLD is attached as Exhibit 99.2 to this Form 8-K and is furnished to, but not filed with, the Commission.

(d) Exhibits.

Exhibit Number Description of Exhibit

     99.1           Press release issued October 25, 2012
     99.2           Prepared script of Chairman and Chief Executive Officer's
                    remarks for October 25, 2012 conference call