Item 2.02. Results of Operations and Financial Condition.

On October 23, 2012, F & M Bank Corp. issued a press release announcing results for the quarter ended September 30, 2012. A copy of the press release is attached as Exhibit 99.1.

The information in this Form 8-K, and the exhibit hereto, is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits.

(c) Exhibits

Exhibit No. Description

99.1 F & M Bank Corp. press release dated October 23, 2012

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