On September 27, 2012, Carver Bancorp, Inc. (the "Company") held its Annual Meeting of Stockholders. At the Annual Meeting, stockholders considered the election of directors, the ratification of the independent registered public accountants, and an advisory vote regarding the compensation of the Company's named executive officers. A breakdown of the votes cast is set forth below.

                                                       Broker
                                  For      Withheld   non-votes
1. The election of Directors

Dr. Samuel J. Daniel           3,256,047    5,379      396,639

Mr. Robert R. Tarter           3,256,177    5,249      396,639

2. The ratification of the appointment of KPMG LLP as independent public accounting firm for the Company for the fiscal year ending March 31, 2013.

For Against Abstain Broker non-votes

3,638,607 6,069 13,388 0

3. To consider and act upon an advisory, non-binding resolution regarding the compensation of the Company's named executive officers.

For Against Abstain Broker non-votes

3,247,618 7,404 6,402 396,641

The Company made a presentation at its 2012 Annual Meeting of Stockholders. A copy of the presentation as presented at the 2012 Annual Meeting of Stockholders is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed "filed" for any purpose.

(a) Financial statements of businesses acquired. Not applicable.
(b) Pro forma financial information. Not applicable.
(c) Shell company transactions. Not applicable.
(d) Exhibits.

Exhibit No. Description

99.1 Slide presentation made at the Company's 2012 Annual Meeting of Stockholders on September 27, 2012.