A copy of an investor slide presentation to be given by Paul Grinberg, Chief Financial Officer of Encore Capital Group, Inc., at an investor presentation on September 13, 2012, is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein solely for purposes of this Item 7.01.

The information in this Current Report on Form 8-K, including the information contained in Exhibit 99.1, is being furnished to the Securities and Exchange Commission pursuant to Item 7.01, and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act") or otherwise subject to the liabilities of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by a specific reference in such filing.

(d) Exhibits.

Exhibit
Number       Description

99.1         Investor slide presentation of Encore Capital Group, Inc. dated
             September 13, 2012.