On July 27, 2012, Bank of the Carolinas Corporation (the "Registrant") issued a press release announcing its results of operations for the three- and six-month periods ended June 30, 2012. A copy of the Registrant's press release is included as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

The information contained in Item 2.02 of this Current Report shall not be deemed "filed" for purposes of section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

(d) Exhibits

Exhibit
  No.                                Description of Exhibit

99.1         Press Release dated July 27, 2012, regarding the Registrant's results
             of operations for the three- and six-month periods ended June 30, 2012

This Current Report on Form 8-K (including information included or incorporated by reference herein) may contain, among other things, certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements regarding certain of Registrant's goals and expectations with respect to earnings, income per share, revenue, expenses and the growth rate in such items, as well as other measures of economic performance, including statements relating to estimates of credit quality trends, and (ii) statements preceded by, followed by or that include the words "may," "could," "should," "would," "believe," "anticipate," "estimate," "expect," "intend," "plan," "projects," "outlook" or similar expressions. These statements are based upon the current belief and expectations of Registrant's management and are subject to significant risks and uncertainties that are subject to change based on various factors (many of which are beyond Registrant's control).