On July 25, 2012, BB&T Corporation, a North Carolina corporation (the "Company"), filed Articles of Amendment for the purpose of amending its Articles of Incorporation to fix the designations, preferences, limitations and relative rights of its Series E Non-Cumulative Perpetual Preferred Stock, par value $5.00 per share and a liquidation preference of $25,000 per share (the "Preferred Stock"). A copy of the Articles of Amendment is attached hereto as Exhibit 4.1 and is incorporated herein by reference.

On July 31, 2012, the Company closed the sale of 46,000,000 Depositary Shares, with each Depositary Share representing ownership of 1/1,000th of a share of the Company's Preferred Stock, which were registered pursuant to a registration statement on Form S-3 (SEC File No. 333-175538) which was automatically effective on July 13, 2011 (the "Registration Statement"). The following documents are being filed with this report on Form 8-K and shall be incorporated by reference into the Registration Statement: (i) Underwriting Agreement dated July 24, 2012, among the Company and Merrill Lynch, Pierce, Fenner & Smith Incorporated, BB&T Capital Markets, a division of Scott & Stringfellow, LLC, Deutsche Bank Securities Inc., Morgan Stanley & Co. LLC, UBS Securities LLC and Wells Fargo Securities, LLC, as representatives of the underwriters;
(ii) Articles of Amendment of the Company filed July 25, 2012; (iii) Deposit Agreement dated July 31, 2012 between the Company and Computershare Inc. and Computershare Trust Company, N.A., jointly as depositary; (iv) form of Depositary Receipt; and (v) validity opinion with respect to the Depositary Shares and the Preferred Stock.

(d) Exhibits.

Exhibit
  No.                                Description of Exhibit

 1.1         Underwriting Agreement dated July 24, 2012, among the Company and
             Merrill Lynch, Pierce, Fenner & Smith, Incorporated, BB&T Capital
             Markets, a division of Scott & Stringfellow, LLC, Deutsche Bank
             Securities Inc., Morgan Stanley & Co. LLC, UBS Securities LLC and
             Wells Fargo Securities, LLC, as representatives of the underwriters
             named therein.

 4.1         Articles of Amendment of the Company with respect to Series E
             Non-Cumulative Perpetual Preferred Stock filed July 25, 2012.

 4.2         Form of certificate representing the Series E Non-Cumulative Perpetual
             Preferred Stock.

 4.3         Deposit Agreement dated July 31, 2012 between the Company and
             Computershare Inc. and Computershare Trust Company, N.A., jointly as
             depositary.

 4.4         Form of Depositary Receipt (included as part of Exhibit 4.3).

 5.1         Validity opinion of Robert J. Johnson Jr., Executive Vice President,
             General Counsel, Secretary and Chief Corporate Governance Officer of
             the Company.

23.1         Consent of Robert J. Johnson Jr., Executive Vice President, General
             Counsel, Secretary and Chief Corporate Governance Officer of the
             Company (included as part of Exhibit 5.1).