Item 2.02 Results of Operations and Financial Condition

On July 19, 2012, First M & F Corporation issued a press release reporting its second quarter and year-to-date earnings for the period ending June 30, 2012. A copy of this press release and the accompanying financial statements is attached hereto and furnished herewith as Exhibit 99.1. The information in this Form 8-K and Exhibit furnished herewith shall not be deemed filed for purposes of Section 18 of the Securities Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No. Description
99.1 Earnings Release dated July 19, 2012 for Quarter and Year-to-Date Ended 06/30/12