Item 2.02 Results of Operations and Financial Condition.

On July 20, 2012, Anchor Bancorp ("Company") the holding company for Anchor Bank ("Bank"), announced that it is establishing an additional quarterly provision for loan losses of $1.1 million for a commercial and industrial loan for the quarter and year ended June 30, 2012. The increase in the Company's provision for loan losses will reduce the Company's earnings for the quarter and year ended June 30, 2012 and will be reflected in the Company's upcoming earnings release for this period.

A copy of the Company's press release regarding the additional provision is attached hereto as Exhibit 99.1 and incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits.

(d)Exhibits

The following exhibit is being furnished herewith and this list shall constitute the exhibit index:

99.1News Release of Anchor Bancorp dated July 20, 2012.

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