The 2012 Annual Meeting of the shareholders of First Financial Service Corporation, initially scheduled on May 16, 2012 and adjourned, was reconvened on June 20, 2012. At the reconvened meeting, the nominees listed below were elected as directors of the Corporation for three-year terms. The voting results for the matters brought before the 2012 Annual Meeting are as follows:

1. Election of Directors.

              Name                 Term Expires Votes For Abstentions
              B. Keith Johnson         2015     2,115,048   414,439
              Diane E. Logsdon         2015     2,106,361   423,126
              John L. Newcomb, Jr.     2015     2,410,603   118,883
              Donald Scheer            2015     2,408,559   120,928

In addition, the following directors will continue in office until the annual meeting of the year set forth beside each of their names.

                        Name                 Term Expires
                        Robert M. Brown          2013
                        Walter D. Huddleston     2014
                        J. Stephen Mouser        2014
                        J. Alton Rider           2013
                        Michael L. Thomas        2014
                        Gail L. Schomp           2013

2. Approval of executive compensation.

Votes For Against Abstentions 2,015,304 439,468 111,565

In his presentation to shareholders at the May 16, 2012 adjourned meeting, First Financial Service Corporation President Gregory Schreacke introduced several new members of the management team and reviewed the Company's plans to build capital and return to profitability. He discussed the impact of the recently announced agreements to sell the Southern Indiana and Louisville branches of First Federal Savings Bank. Together, these transactions were projected upon closing to increase the bank's Tier I capital ratio from 5.99% to over 8.70% and the bank's total risk-based capital ratio from 10.70% to over 13.00%, based on March 31, 2012 financial information. Under the terms of its consent order, the Company must reach a Tier I capital ratio of 9.00% and a total risk-based capital ratio of 12.00%. Mr. Schreacke also discussed the Company's longer-term goals to pay off the investment by the United States Treasury, address loan quality issues, and continue to enhance capital to exceed the regulatory ratios imposed under the consent order and to support future operations.

The board of directors of First Financial Service Corporation is currently undertaking a capital planning process to evaluate alternatives toward achieving these strategic objectives. As noted at the annual meeting, a rights offering that would give existing shareholders an opportunity to maintain their ownership percentage is one of several alternatives under consideration. However, there are no present plans to undertake a rights offering in the near term. The Company's capital planning is expected to be an active, ongoing and fluid process.