Item 5.07 Submission of Matters to a Vote of Security Holders.

On May 16, 2012, First Federal of Northern Michigan Bancorp, Inc. (the "Company") held its Annual Meeting of Shareholders. At the Annual Meeting, shareholders considered the election of directors and the ratification of independent registered public accountants. A breakdown of the votes cast is set forth below.

1. The election of directors For Withheld Broker non-votes

Gary C. VanMassenhove 1,504,438 60,192 923,108

Thomas R. Townsend 1,532,474 32,156 923,108

2. The ratification of the appointment of Plante & Moran, PLLC as the Company's independent registered public accountants for the year ending December 31, 2012.

For Against Abstain

2,478,448 6,735 2,555

Item 9.01 Financial Statements and Exhibits

(a) Financial Statements of businesses acquired. Not Applicable.

(b) Pro forma financial information. Not Applicable.

(c) Shell company transactions: None

(d) Exhibits.

None