Stewardship Financial Corporation (the "Corporation") held its Annual Meeting of Shareholders (the "Annual Meeting") on May 14, 2012. A total of 4,318,601 shares of the Corporation's common stock entitled to vote were present or represented by proxy at the Annual Meeting constituting a quorum for the transaction of business. The Corporation's shareholders considered the proposals set forth in the Corporation's Proxy Statement and took the following actions with respect thereto:

Proposal 1: Election of Directors. The shareholders considered the nominees for re-election named in the Corporation's Proxy Statement and re-elected each of Robert Turner, William J. Vander Eems and Paul Van Ostenbridge for three-year terms expiring in 2015. The following are the results of the voting:

        Name               For      Withheld   Broker Non-Votes
Robert Turner           3,380,299     48,093            890,209
William J. Vander Eems  3,381,996     46,396            890,209
Paul Van Ostenbridge    3,384,753     43,639            890,209

Proposal 2: Non-Binding Advisory Vote on Executive Compensation. The shareholders considered a non-binding advisory proposal in the form of a resolution approving the overall executive compensation of the Corporation's executive officers as described in the Corporation's Proxy Statement and adopted such resolution. The following are the results of the voting:

                          Number of Votes
For                             2,939,995
Against                           155,812
Abstained                         332,586
Broker Non-Votes                  890,208

Proposal 3: Non-Binding Advisory Vote on Frequency of Holding an Advisory Vote on Executive Compensation. The shareholders considered a non-binding advisory proposal in the form of a resolution determining the frequency with which the shareholders should vote on the overall executive compensation of the Corporation's executive officers as described in the Corporation's Proxy Statement and adopted such resolution. The following are the results of the voting:

                          Number of Votes
1 Year                          2,747,272
2 Year                            396,571
3 Year                            154,989
Abstained                         129,562
Broker Non-Votes                  890,207

Proposal 4: Ratification of Appointment of Independent Registered Public Accounting Firm. The shareholders considered a proposal to ratify the appointment of Crowe Horwath LLP as the Corporation's independent registered public accounting firm for the fiscal year ending December 31, 2012 and ratified such appointment. The following are the results of the voting:

                     Number of Votes
For                         4,227,602
Against                        10,351
Abstained                      80,648