Effective November 18, 2009, SI Financial Group, Inc. (the "Registrant") amended Article III, Section 16 of its Bylaws to increase the director age limitation from 72 to 75 years of age. A copy of the Article III,
Section 16, as amended, is attached hereto as an exhibit and incorporated herein by reference.

Before such amendment, Article III, Section 16 read as follows:

"16. Age Limitation. No person 72 years of age shall be eligible for election, reelection, appointment, or reappointment to the board of the Subsidiary Holding Company. No director shall serve as such beyond the annual meeting of the Subsidiary Holding Company following the director becoming 72, except that a director serving on August 6, 2004 may complete the term as director. This age limitation does not apply to an advisory director."

The Bylaws of each of SI Bancorp, MHC, the Registrant's parent mutual holding company, and Savings Institute Bank and Trust Company, the Registrant's wholly-owned subsidiary, also were amended similarly effective November 18, 2009.

(a) Financial Statements of Businesses Acquired: Not applicable

(b) Pro Forma Financial Information: Not applicable

(c) Shell Company Transactions: Not applicable

        (d)  Exhibits

             Number          Description
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             3(ii)           Amendment to Bylaws