Item 1.01 Entry into a Material Definitive Agreement
The disclosure contained in Section 2.03 of this Current Report on Form 8-K is hereby incorporated into this Item 1.01 by reference.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant On September 4, 2009, Liberator Medical Holdings, Inc. (the "Company"), entered into a one-year Business Loan Agreement, Promissory Note and Assignment of Deposit (collectively, the "Loan Agreement") with Gulfstream Business Bank, Stuart, Florida (the "Lender"). Pursuant to the Loan Agreement, the Lender agreed to advance the Company a maximum of Five Hundred Thousand Dollars ($500,000) secured by the Company's $500,000 certificate of deposit held by the Lender. Interest was payable on any advance under the Loan Agreement in accordance with a corporate loan base rate index published by the Wall Street Journal, with a minimum interest rate of 4.750% per annum.
On November 2, 2009, the Company entered into a $1,000,000 principal amount loan agreement (the "Renewal Agreement") with the Lender. The Renewal Agreement is in a maximum principal amount of $1,000,000, renews and continues the Loan Agreement dated September 4, 2009, and has a term expiring September 8, 2010. All other terms of the September 4, 2009, Loan Agreement remain unchanged. The Company has no outstanding balance under the Loan Agreement or the Renewal Agreement.
The foregoing description is not complete and is qualified in its entirety by reference to the full text of the Loan Agreement dated September 4, 2009, and the Renewal Agreement dated November 2, 2009, copies of which are annexed to this Current Report as Exhibits 10.1 and 10.2. Item 9.01 Financial Statements and Exhibits

(d) Exhibits Exhibit No. Description 10.1 Loan Agreement dated as of September 4, 2009, by and between the Company and Gulfstream Business Bank 10.2 Loan Agreement dated as of November 2, 2009, by and between the Company and Gulfstream Business Bank

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