Item 8.01. Other Events.
On October 26, 2009, First Litchfield Financial Corporation ("Litchfield") announced that it had entered into an Agreement and Plan of Merger, dated as of October 25, 2009 (the "Merger Agreement") by and among Litchfield, The First National Bank of Litchfield, Litchfield's wholly-owned banking subsidiary, and Union Savings Bank ("Union"), that provides for the merger of Litchfield and The First National Bank of Litchfield with and into Union. Under the terms of the Merger Agreement, Litchfield shareholders will receive $15.00 cash for each share of Litchfield common stock they own. The transaction is valued at approximately $35 million.

On November 6, 2009, a letter was sent by The First National Bank of Litchfield to its customers and posted to its website, www.fnbl.com, regarding the proposed merger, which letter is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(a) Not Applicable.

(b) Not Applicable.

(c) Not Applicable.

(d) Exhibits.

99.1 Letter to Customers dated November 6, 2009.