Item 8.01 Other Events.
On November 5, 2009, Citizens, Inc. ("Citizens") issued a news release (the "Release") reporting, among other things, results for its third quarter 2009 earnings. A copy of the Release is included as Exhibit 99.8 to this Current Report on Form 8-K and incorporated herein by reference. Citizens also announced that it would hold a conference call to discuss its financial results at 10:00 a.m. Central Standard Time on Friday November 6, 2009. A recording of the conference call will be available on Citizens' website at www.citizensinc.com in the Investor Information section under News Release & Publications, immediately following the call.
The information in this report is being furnished, not filed, for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, and pursuant to Item 2.02 of Form 8-K will not be incorporated by reference into any filing under the Securities Act of 1933, as amended, unless specifically identified therein as being incorporated therein by reference. Item 9.01 Financial Statements and Exhibits
(d) Exhibits:

99.8 News Release issued by Citizens, Inc. on November 5, 2009.

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