On October 28, 2009, the Company issued a press release announcing its earnings for the calendar quarter ended September 30, 2009. A copy of the press release is attached to this Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

On October 28, 2009, the Company issued a press release announcing that its Board of Directors approved payment of a regular quarterly cash dividend of $0.34 per share, payable on November 16, 2009, to common shareholders of record on November 6, 2009. A copy of the press release is attached to this Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.

(a) Not applicable.
(b) Not applicable.
(c) Not applicable.
(d) Exhibits.

Exhibit No.      Description


99.1             Press Release of Tompkins Financial Corporation dated October 28,
                 2009
99.2             Press Release of Tompkins Financial Corporation dated October 28,
                 2009