ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

The following information, including the Exhibit attached hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.
On October 29, 2009, Monarch Community Bancorp, Inc. issued a news release to report its financial results for the quarter and nine month period ended September 30, 2009. The release is furnished as Exhibit 99.1 hereto.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d) Exhibits

Exhibit Number

99.1 Press Release, dated October 29, 2009 issued by Monarch Community Bancorp, Inc.

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