ITEM 2.02: Results of Operations and Financial Condition

On October 28, 2009, New York Community Bancorp, Inc. (the "Company") issued a press release reporting its financial results for the three and nine months ended September 30, 2009. A copy of the press release is attached as Exhibit 99.1 to this report.

ITEM 7.01: Regulation FD Disclosure

On October 28, 2009, the Company announced that its Board of Directors declared a $0.25 per share dividend, payable on November 17, 2009 to shareholders of record as of November 6, 2009. The announcement was included as part of the press release issued by the Company on October 28th and is incorporated into this Item 7.01 by reference to Exhibit
99.1 (but only with respect to the information contained in Exhibit 99.1 regarding the announcement of the dividend declaration, and not with respect to any information furnished under Item 2.02 of this Form 8-K.)

ITEM 9.01: Financial Statements and Exhibits

(d) Attached as Exhibit 99.1 is the press release issued by the Company on October 28, 2009, reporting its financial results for the three and nine months ended September 30, 2009.

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