Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

On October 19, 2009, the Board of Directors of the Registrant amended
Section 3.4 of the Bylaws to change the eligibility age limit for the nomination and election of directors from the age of 70 years to 73 years. A copy of the Bylaws, as amended, is attached as Exhibit 3.1 to this Current Report on Form 8-K.

Item 7.01 Regulation FD Disclosure

On October 21, 2009, the Registrant disclosed that, as of September 30, 2009, the level of its commercial loan pipeline, generally defined by the Registrant to include pending commercial loan applications at its financial institution subsidiaries, exceeded $500 million, the highest level in the Registrant's history, and currently is expected to produce revenues in future periods. Although the Registrant considers its pipeline to be an indicator of subsequent loan revenues and a significant portion of the loan applications have been approved, not all loans in the pipeline will be closed.

Item 9.01 Financial Statements and Exhibits

(c) Exhibits

Exhibit 3.1 Bylaws, as amended.

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