ITEM 8.01 Other Events.
On October 20, 2009, Universal Insurance Holdings, Inc. (the "Company")
announced that its subsidiary, Universal Property and Casualty Insurance Company
("UPCIC"), has received approval for a premium rate increase for its homeowner's
program within the State of Florida. The premium rate increase, which will
average approximately 14.6 percent statewide, was approved by the Florida Office
of Insurance Regulation ('OIR"). The effective dates for the premium rate
increase are October 22, 2009 for new business and December 11, 2009 for renewal
business.