Item 8.01 Other Events

Homeowner Program Rate Increase Approval from Florida's Office of Insurance Regulation

On September 25, 2009, 21st Century Holding Company (the "Company") was informed that its subsidiary, Federated National Insurance Company ("Federated National"), received approval for a premium rate increase for its homeowner's program within the State of Florida. The premium rate increase, which will average approximately nineteen percent (19%) statewide, was approved by Florida's Office of Insurance Regulation ('OIR"). Federated National will deploy the new rates on policies with effective dates of November 1, 2009 and December 1, 2009 for new and renewal policies, respectively.

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