Item 7.01 Regulation FD Disclosure.
Attached as exhibit 99 hereto is a copy of the Company's investor presentation reflecting recent results and developments. Item 8.01 Other Events.
In its quarterly report on Form 10-Q for the fiscal periods ended June 30, 2009, the Company incorrectly stated that a Memorandum of Understanding (the "MOU") entered into by the Company's wholly-owned subsidiary bank with its Federal and State regulators requires a minimum Tier 1 risk-based capital ratio of 8%. The terms of the MOU require that the subsidiary bank maintain Tier 1 capital at a level equal to or exceeding 8% of the Bank's total assets.
The Form 10-Q also reported that compliance with the capital requirements of the MOU as of June 30, 2009 would have required approximately $65 million in additional Tier 1 equity capital, which amount should have been approximately $68 million in additional Tier 1 equity capital.
The Company is currently evaluating whether these items require any amendment to its Form 10-Q for the fiscal periods ended June 30, 2009 or to any other periodic report.
Item 9.01 Financial Statements and Exhibits
(d) Exhibits

Exhibit No. Description of Exhibit

99 Investor Presentation

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