Item 5.03. Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

On September 1, 2009, the shareholders of Premier Financial Bancorp, Inc. ("Premier") adopted an amendment to Article IV of Premier's articles of incorporation to increase the number of authorized shares of Common Stock from 10,000,000 to 20,000,000 common shares without par value. On September 3, 2009, Premier filed with the Secretary of State of the Commonwealth of Kentucky articles of amendment evidencing the amendment to Article IV of Premier's articles of incorporation adopted by Premier shareholders. The articles of amendment were effective upon filing. A copy of the articles of amendment is included as Exhibit 3.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits

(d) Exhibit Articles of Amendment to the Articles of Incorporation of
3.1 - Premier Financial Bancorp, Inc. (as filed with and issued by the Secretary of State of the Commonwealth of Kentucky on September 3, 2009.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

PREMIER FINANCIAL BANCORP, INC.
(Registrant)

/s/ Brien M. Chase
Date: September 9, 2009 Brien M. Chase, Senior Vice President
and Chief Financial Officer

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