Item 2.03. CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDERAN OFF-BALANCE SHEET ARRANGMENET OF A REGISTRANT.

On August 25, 2009, the Company entered into an Amended and Restated Standard Loan Agreement with Bank of America, N.A., which provides up to $5 million of revolving credit based on eligible accounts receivable. The 15-month agreement provides for interest of either (i) prime minus .5% to plus .5% or (ii) LIBOR plus 2.0% to 3.0%, depending on the level of the Company's basic fixed charge ratio (as defined in the agreement). The revolving credit agreement requires the Company to comply with various other financial and business covenants. The facility is secured by all of the Company's assets except for equipment and real estate securing term and mortgage loans.