Item 2.02. Results of Operations and Financial Condition.

On August 20, 2009, Crescent Banking Company (the "Company") issued a press release (the "Press Release") announcing the Company's results of operations and financial condition for the quarter ended June 30, 2009.

Pursuant to General Instruction F to the Securities and Exchange Commission's Form 8-K ("General Instruction F"), a copy of the Press Release is attached to this Report as Exhibit 99.1 and is incorporated into this Item 2.02 by this reference. The information contained in this Item 2.02, including the related information set forth in the Press Release attached hereto and incorporated by reference herein, is being "furnished" and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section. The information in this Item 2.02 shall not be incorporated by reference into any registration statement or other document filed pursuant to the Securities Act of 1933, as amended (the "Securities Act"), or into any document filed pursuant to the Exchange Act, except as otherwise expressly stated by the Company in any such filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No. Description
99.1 Press Release issued by Crescent Banking Company on August 20, 2009.*

* Furnished electronically as an exhibit to this Report. As further described in Item 2.02 of this Report, this exhibit is being "furnished" and not "filed" with this Report.

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