Item 1.01 Entry into a Material Definitive Agreement.

On August 5, 2009, the Registrant's largest insurance subsidiary, CICA Life Insurance Company of America ("CICA"), entered into an Automatic YRT Reinsurance Agreement with Mapfre Re Compania de Reaseguros, S.A. ("Mapfre"), a non-affiliated entity. Under the reinsurance agreement, Mapfre assumed 20% of the insurance risk, effective for CICA's life insurance policies issued on or after January 1, 2009, above $100,000 and up to $200,000 per life.

Also, effective August 5, 2009, CICA amended its existing reinsurance agreement with Scor Global Life U.S. Re Insurance Company, formerly Converium Reinsurance (Germany) Ltd. ("Scor"), such that Scor assumed 40% of the insurance risk, effective for CICA's life insurance policies issued on or after January 1, 2009, above $100,000 and up to $400,000 per life. Thus, commencing January 1, 2009, CICA's reinsurance ceded is distributed for its life insurance policies issued on or after that date among its three reinsurers as follows: 20% Mapfre ( above $100,000 and up to $200,000 per life), and 40% to each of Scor and Hannover Life Reassurance Company of America (above $100,000 and up to $400,000 per life).

Item 9.01 Financial Statements and Exhibits

None

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