Item 1.01. Entry into a Material Definitive Agreement

On June 16, 2009, Premier Financial Bancorp, Inc. (Premier) and Abigail Adams National Bancorp, Inc. (Adams) mutually agreed to amend their December 30, 2009 definitive merger agreement.

Under terms of the amendment, both Premier and Adams mutually agreed to extend the required closing date of the merger from June 30, 2009 to September 30, 2009 The amendment also reduced the required minimum amount Premier Preferred Stock issued to the United States Treasury under the TARP Capital Purchase Program from $24,000,000 to $20,000,000.

Item 7.01. Regulation FD Disclosure

On June 18, 2009, Premier issued a press release announcing that the preliminary S-4 to register its common stock for the Adams merger had been filed with the Securities and Exchange Commission and that the required closing date was extended through the third quarter of 2009. The text of that press release is included as Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits

(c) Exhibit 2.1 - First Amendment to Agreement of Merger between Premier Financial Bancorp, Inc. and Abigail Adams National Bancorp, Inc. dated June 16, 2009.

(c) Exhibit 99.1 - Text of press release dated June 18, 2009.

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

PREMIER FINANCIAL BANCORP, INC.
(Registrant)

/s/ Brien M. Chase
Date: June 18, 2009 Brien M. Chase, Senior Vice President
and Chief Financial Officer

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