Item 2.02 Results of Operations and Financial Condition

On June 12, 2009, we issued a press release announcing an increased loan loss provision and expected financial results for our second quarter ended June 30, 2009. A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference in its entirety.

The information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference in any filing or other document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing or document.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits:

99.1 Press release dated June 12, 2009 announcing increased loan loss provision and expected financial results for the quarter ended June 30, 2009.

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